VIE Credit Risk Analyst (H/F)

La mission

About ENGIE and Supply & Energy Management ENGIE is a leading global group in low-carbon energy and services. Together with our employees, customers, partners and stakeholders, we are committed every day to accelerating the transition towards a carbon-neutral world through more energy-efficient and environmentally friendly solutions. Guided by our purpose, we combine economic performance with a positive impact on people and the planet, leveraging our core businesses, including gas, renewable energies and services, to provide competitive solutions to our customers. Supply & Energy Management (S&EM) is ENGIE’s Global Business Unit dedicated to delivering reliable, sustainable and affordable energy solutions. The business unit optimizes both ENGIE’s and its clients’ assets while designing tailor-made energy solutions for more than 200,000 professional clients and 15 million consumers. Operating in 20 countries and bringing together more than 10,000 experts, S&EM leverages ENGIE’s asset portfolio and market expertise to deliver decarbonized electricity 24/7, supporting customers in their energy transition journey. Joining Supply & Energy Management means becoming part of an international team of passionate professionals committed to shaping a greener and more efficient energy future. Context As part of the Credit Risk Analysis team, you will play a key role in assessing the creditworthiness of counterparties and ensuring effective management of credit risk exposure across S&EM's activities. Reporting to the Head of Credit Risk Analysis, you will work closely with Front Office, Legal, KYC/AML and Risk stakeholders in a dynamic and international trading environment. What You Will Do Current Portfolio Management Monitor and analyze existing counterparties' credit exposure and risk evolution. Manage and review credit limits. Assess and approve Front Office transactions and contractual agreements from a credit risk perspective. Ensure continuous monitoring of portfolio risk and identify mitigation actions where necessary. Counterparty Onboarding & Risk Assessment Support business development activities before contract execution. Analyze prospects' financial situation, business model and regulatory environment. Evaluate creditworthiness and determine appropriate risk limits. Prepare recommendations for Credit Risk Management and Credit Committees. Credit Documentation & Negotiation Negotiate credit-related documentation and netting agreements with counterparties. Collaborate closely with Legal teams to ensure appropriate contractual protections. Digitalization & Continuous Improvement Contribute to the development and enhancement of risk management tools. Participate in digital transformation initiatives in partnership with Credit Reporting and IT teams. Support process optimization and automation projects. Business Support Activities Produce daily risk reports. Respond to urgent Front Office requests regarding transaction impacts on exposure levels. Provide timely trading approvals based on risk assessments. Key Stakeholders Internal Interfaces Front Office Credit Reporting Team KYC / AML Team Legal Department IT Support External Interfaces Clients and counterparties Business development teams Legal advisors Financial institutions and lenders